Atom Bank

What is the story? A shopping financial oriented from inside the 2013, it actually was the newest UK’s earliest lender built for portable otherwise tablet, without branches, therefore the basic electronic-simply enemy bank become offered a full Uk regulating licence. Situated in Durham, the bank possibly cannot enjoy the same recognition or magnificence because the Starling and Monzo, but keeps performed really regarding the listings out of better-carrying out startups.

Can it offer mortgages? Sure, it will be the just of your huge four digital challenger banking companies so you can bring mortgages. This has first-day visitors money, remortgaging, the purchase mortgage loans and you may close primary mortgage loans for these with ‘less-than-perfect’ credit scores. It aims to create mortgages simple, which have fast conclusion and you will an easy process. In addition to this, because it’s the complete via a software, the financial institution states customers is track its home loan application properly within all phase.

All the mortgages available is fixed-rates with initial periods from several so you’re able to 5 years. When Hence? searched within the , the lending company had just more than 100 mortgage loans accessible to people. Leer más